Segpay
Consumer Privacy Policy

Last Updated: March 28, 2017

Toccata, Inc. d/b/a Segpay respects your privacy and is committed to protecting it through this privacy policy (the 'policy'). This policy describes the types of information Segpay may collect from you or that you may provide when you use Segpay's interactive computer billing services (the 'Service') or when you visit the website located at www.Segpay.com (the 'Website') and Segpay's practices for collecting, using, keeping, protecting, and disclosing that information.

This policy applies to information Segpay collects:

  •          On the Website (including desktop and mobile versions).

  •          When you use the Service to pay for third-party products and services.

  •          In email, text, and other electronic messages between you and Segpay.

  •          When you interact with Segpay's advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

  •          When you interact with the Website or the Service through third-party social media platforms.

    It does not apply to information collected by:

  •          Segpay offline or through any other means, including on any other website operated by Segpay or any third party (including Segpay's affiliates and subsidiaries); or

  •          any third party (including Segpay's affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from (or on) the Website.

    Important: Please read this policy carefully to understand Segpay's policies and practices regarding your information and how Segpay will treat it. If you do not agree with Segpay's policies and practices, your choice is not to use the Website or the Service. By accessing or using the Website or the Service, you agree to this policy and consent to Segpay's collection, use, disclosure, retention, and protection of your personal information as described in this policy. Segpay may change this policy on one or more occasions. Segpay will consider your continued use of the Website or the Service after Segpay makes changes as your acceptance of the changes, so please check this policy frequently for updates.

    1.       Are minors welcome?

    Neither the Website or the Service are intended for persons under 18-years old. You will only access the Website or the Service if (1) you are at least 18-years old and (2) have reached the age of majority where you live. Segpay prohibits all persons who do not meet the age requirements from accessing the Website or the Service. Minors must not access the Website or use the Service.

    Segpay does not knowingly collect any information about children, minors, or anyone under the age of majority. Nor does Segpay knowingly market to children, minors, or anyone under 18-years old. If you are under 18-years old, you must not submit information to Segpay and must leave the Website immediately. If Segpay becomes aware that a child, minor, or anyone under 18-years old has provided Segpay with personal information, Segpay will take steps to promptly cancel that transaction.

    Legal Notice: In accordance with 47 U.S.C. ' 230(d), you are notified that parental control protections (including computer hardware, software, or filtering services) are commercially available that may assist in limiting access to material that is harmful to minors. You may find information about providers of these protections on the Internet by searching 'parental control protection' or similar terms. If minors have access to your computer, please restrain their access to sexually explicit material by using any of the following products, which Segpay provides for informational purposes only and does not endorse: CYBERsitter' | Net Nanny' | CyberPatrol | ASACP.

    2.       What types of information does Segpay collect about you and how is it collected?

    Segpay may collect several types of information from and about users of the Service or the Website, including information:

  •          by which you may be personally identified, including your first name, last name, postal address, telephone number, email address, username, password, date of birth, credit or debit card information, checking account information (including account number, routing number, and check number), or any other information that Segpay collects that is defined as personal or personally identifiable information under law ('personal information');

  •          that is about you but individually does not identify you, including your location, gender, or any other optional information you provide about yourself; or

  •          about your Internet connection, the equipment you use to access the Website or the Service, and usage details.

    Segpay collects this information:

  •          Directly from you when you provide it to Segpay.

  •          Automatically as you navigate through the Website or the Service. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.

  •          From third parties, for example, Segpay's business partners.

    Information You Provide to Segpay

    The information Segpay collects on or through the Website or the Service may include:

  •          Information that you provide by filing in forms on the Website or the Service. This includes information provided at the time of signing up for an account with a third-party website or requesting further services. Segpay may also ask you for information when you report a problem with the Website or the Service.

  •          Records and copies of your correspondence (including email addresses), if you contact Segpay.

  •          Your responses to surveys that Segpay might ask you to complete for research purposes.

  •          Details of transactions you carry out through the Website or the Service and of the fulfillment of your requests. You may be required to provide financial information before placing an order through a participating merchant or requesting transaction history through the Website.

  •          Your search queries on the Website.

    Information Segpay Collects through Automatic Data Collection Technologies

    As you navigate through and interact with the Website or the Service, Segpay may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

  •          Details of your visits to the Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.

  •          Information about your computer and Internet connection, including your IP address, operating system, and browser type.

  •          Information about your mobile device and Internet connection, including the device's unique device identifier, IP address, operating system, browser type, mobile network information, and the device's telephone number.

    Segpay also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

    The information Segpay collects automatically is statistical data and does not include personal information, but Segpay may keep it or associate it with personal information Segpay collects in other ways or receives from third parties. This information helps Segpay to improve the Website, the Service, and to deliver a better and more personalized service, including by allowing Segpay to:

  •          Estimate the Website's and the Service's audience size and usage patterns.

  •          Store information about your preferences, thus allowing Segpay to customize the Website and the Service according to your individual interests.

  •          Speed up your searches.

  •          Recognize you when you return to the Website.

  •          Continually personalize electronic payment services.

    The technologies Segpay uses for this automatic data collection may include:

  •          Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. Your browser stores cookies in a manner associated with each website you visit. Segpay uses cookies to enable its servers to recognize your browser and tells Segpay how and when you visit the Website or use the Service. You may refuse to accept browser cookies by activating the appropriate setting on your browser. But if you select this setting you may be unable to access certain parts of the Website or the Service. Unless you have adjusted your browser settings so that it will refuse cookies, Segpay's system will issue cookies when you direct your browser to the Website or use the Service. To learn more about cookies, visit www.allaboutcookies.org or www.youronlinechoices.eu.

  •          Flash Cookies. Certain features of the Website or the Service may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on the Website or the Service. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, you can access your Flash management tools from Adobe's website.

  •          Web Beacons. Pages of the Website (and Segpay's emails) may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Segpay, for example, to count users who have visited those pages (or opened an email) and for other related website statistics (for example, verifying system and server integrity). To learn more about web beacons, visit www.allaboutcookies.org/web-beacons/.

    Segpay does not collect personal information automatically, but it may tie this information to personal information about you that Segpay collects from other sources or you provide to Segpay.

    Third-party Use of Cookies and Other Tracking Technologies

    Some content or applications, including advertisements, on the Website or the Service are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Website or the Service. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

    Segpay does not control third-party tracking technologies or how third parties' use them. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

    3.       How does Segpay use your information?

    Segpay may use information that it collects about you or that you provide to Segpay, including any personal information:

  •          To present the Website and its contents to you.

  •          To provide you with information, products, or services that you request from Segpay.

  •          To provide interactive computer billing services and customer support.

  •          To continually personalize the electronic payment services Segpay provides.

  •          To fulfill any other purpose for which you provide it.

  •          To process and complete purchase requests and other transactions, and send you related information, including purchase confirmations.

  •          To send transactional messages and provide you with notices about your account, including expiration and renewal notices.

  •          To carry out Segpay's obligations and enforce its rights arising from any contracts entered into between you and Segpay, including for billing and collection.

  •          To notify you about changes to the Website or any products or services Segpay offers or provides through the Website.

  •          To resolve disputes, collect fees, and troubleshoot problems.

  •          To manage risk, or to detect, prevent, or remediate fraud or other potentially prohibited or illegal activities.

  •          To allow Segpay's clients to provide customer service and fulfill their obligations to you.

  •          To allow you to participate in any interactive features on the Website.

  •          To monitor and analyze trends, usage, and activities in connection with the Website and for marketing or advertising purposes.

  •          To investigate and prevent fraudulent transactions, unauthorized access to the Website or the Service, and other illegal activities.

  •          To personalize the Website content, features, or advertisements.

  •          In any other way Segpay may describe when you provide the information.

  •          For any other purpose with your consent.

    Segpay may also use your information to contact you about Segpay's own and third parties' goods and services that may be of interest to you. If you do not want Segpay to use your information in this way, please send Segpay an email at [email protected]. For more information, see What choices do you have about how Segpay uses and discloses your information.

    Segpay may use the information it has collected from you to allow Segpay to display advertisements to its advertisers' target audiences. Even though Segpay does not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

    4.       With whom does Segpay share your information?

    Segpay may disclose aggregated information about its users, and information that does not identify any individual, without restriction.

    Segpay may disclose personal information that it collects or you provide as described in this policy:

  •          To Segpay's subsidiaries and affiliates.

  •          To Segpay's affiliate merchant banks and credit card associations as required to process a transaction and provide services to you.

  •          To Segpay's clients from which you have purchased a product or service online using the Service. Segpay receives, stores, and forwards to its clients all information necessary for its clients to ship your product to you or to provide requested services and to contact you if necessary. Segpay does not forward bank account information or credit or debit card number information including items such as CVV2.

  •          To contractors, service providers, and other third parties Segpay uses to support its business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which Segpay discloses it to them.

  •          To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all Segpay's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Segpay about the Service's or the Website's users is among the assets transferred.

  •          To third parties to market their products or services to you if you have not opted out of these disclosures. Segpay contractually requires these third parties to keep personal information confidential and use it only for the purposes for which Segpay discloses it to them. For more information, see What choices do you have about how Segpay uses and discloses your information.

  •          To fulfill the purpose for which you provide it.

  •          For any other purpose disclosed by Segpay when you provide the information.

  •          With your consent.

    Segpay may also disclose your personal information:

  •          To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

  •          To enforce or apply the terms of service and other agreements, including for billing and collection purposes.

  •          If Segpay believes disclosure is necessary or appropriate to protect the rights, property, or safety of Segpay, its clients, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

    5.       What choices do you have about how Segpay uses and discloses your information?

    Segpay provides you the ability to exercise certain controls and choices regarding its collection, use, and sharing of your personal information. In accordance with local law, your controls and choices may include any of the following:

  •          you may correct, update, and delete your account information; '

  •          you may change your choices for subscriptions and newsletters;

  •          you may choose whether to receive offers from Segpay; and

  •          you may choose whether you receive targeted advertising from Segpay or third-party advertising partners.

    6.       How do you access and correct your information?

    You can send Segpay an email at [email protected] or contact Segpay through the 'Contact' page to request access to, correct, or delete any personal information that you have provided to Segpay. Segpay will not accommodate a request to change information if it believes the change would violate any law or legal requirement or cause the information to be incorrect.

    7.       How does Segpay protect your personal information?

    Segpay has implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, change, and disclosure. All information you provide to Segpay is stored on its secure servers behind firewalls. Segpay encrypts all payment transactions using SSL technology.

    No Security Guarantees. The transmission of information over the Internet is not completely secure. Although Segpay does its best to protect your personal information, Segpay cannot guarantee the security of your personal information transmitted to the Website or the Service. Any transmission of personal information is at your own risk. Segpay is not responsible for circumvention of any privacy settings or security measures contained on the Website or the Service. Nor does Segpay guarantee against all unauthorized disclosure, alteration, or destruction of personal information.

    8.       Where is your personal information kept?

    This policy is intended to cover collection of information on or through the Service or the Website from residents of the United States. If you are accessing the Service or the Website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where Segpay's servers are located and Segpay's central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. Please be assured that Segpay seeks to take reasonable steps to make sure that your privacy is protected. By using Segpay's services, you acknowledge that your information may be transferred to Segpay's facilities and those third parties with whom Segpay shares it as described in this policy. When you provide personal information to Segpay through the Service or the Website, you consent to the processing of your data in, and the transfer of your data to, the United States or any other country in which Segpay or its affiliates, subsidiaries, or service providers host these services.

    9.       Do Not Track Policy

    Do Not Track ('DNT') is a privacy preference that you can set in your browser. DNT is a way for you to inform websites and services that you do not want certain information about your webpage visits collected over time and across websites or online services. Segpay is committed to providing you with meaningful choices about the information it collects and that is why Segpay provides you the ability to opt out. But Segpay does not recognize or respond to any DNT signals as the Internet industry works toward defining exactly what DNT means, what it means to comply with DNT, and a common approach to responding to DNT. For more information, visit www.allaboutdnt.com.

    10.   Your California Privacy Rights

    If you are a California resident, you may have certain additional rights. California Civil Code ' 1798.83 permits users that are California residents to request information regarding the disclosure of your personal information by Segpay to third parties for their direct marketing purposes. To make this request, please send an email to [email protected]. '''''''''

    Further, if you are a California resident and would like to opt out from the disclosure of your personal information to any third party for direct marketing purposes, please send an email to [email protected]. Please be advised that if you opt out from permitting your personal information to be shared, you may still receive selected offers directly from Segpay in accordance with California law.

    11.   Links to Other Websites

    The Website may contain links to other websites. Please be aware that Segpay is not responsible for the content or privacy practices of those other websites. Segpay encourages its customers to be aware when they leave the Website and to read the privacy statements of any other website that collects personally identifiable information.

    12.   No Rights of Third Parties

    This policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the Service or the Website.

    13.   DMCA Takedown Requests

    Segpay complies with the Digital Millennium Copyright Act (DMCA). If you reasonably believe that your copyrighted work has been used or posted by a third party without your consent, you may follow the instructions here on how to report it.

    By submitting a copyright infringement notice or other communication, you consent to have these communications forwarded to the person or entity who stored, transmitted, or linked to the content addressed by your communication, to facilitate a prompt resolution. Segpay forwards DMCA infringement notices (including any personal information contained in the notices) as submitted to Segpay without any deletions.

    14.   Changes to Privacy Policy

    Segpay will post any changes it makes to this policy on this page. If Segpay makes material changes to how it treats your personal information, Segpay will notify you by email to the email address that Segpay has on file for you or through a notice on the Website homepage. This policy identifies when Segpay last updated it at the top of the page. You are responsible for making sure Segpay has an up-to-date active and deliverable email address for you, and for frequently visiting the Website and this policy to check for any changes.

    15.   Contact Information

    To ask questions or comment about this policy and Segpay's privacy practices, you can reach Segpay at:

    Toccata, Inc.
    Attn: Privacy Department
    350 Jim Moran Boulevard, Suite 210
    Deerfield Beach, Florida 33442
    1-866-450-4000
    [email protected]