SegPay is a global leader in high-risk online payment processing. Since 2005, SegPay has offered e-commerce merchants a state-of-the-art billing platform that provides real time payment processing around the globe. SegPay helps protect online merchants with its proprietary fraud mitigation system and provides unmatched customer service and support.

SegPay is a level 1 PCI compliant service provider and is registered with Visa as an Internet Payment Service Provider and MasterCard as a Payment Facilitator. SegPay is compliant with EU Payment Services Directive and is licensed with UK FCA as an Authorized Payment Institution, firm reference number 584599. SegPay is one of the first IPSPs to earn this important authorization required by European Law.

At SegPay, the client always comes first. SegPay service is always a click, call or chat away. No need to queue up in extensive ticket systems waiting for help! SegPay professionals are here to help any time of day for you!


SegPay is dedicated to providing merchants secure turnkey services to accept payments online; with a guarantee that your funds are always safe. Our friendly and knowledgeable staff of industry veterans will help tailor the right solution so that you can focus on growing your business.


We will lead the way by continuously improving the payment solutions that merchants need to optimize their online businesses.


Committing to independence enables us to chart our destiny.

Leveraging our strong, stable and reliable environment to better serve stakeholders.

Fostering success through a collaborative experience with our partners.

Leading our industry through ingenuity, continuous improvement and growth.

Providing a harmonious environment, SegPay creates a positive experience for all.

Upholding the highest standards of ethics and integrity in everything we do.


Cathy Beardsley, President and CEO
Cathy has more than 15 years experience leading and managing payment processing companies and developing innovative products and services. Prior to entering the payment processing industry, Cathy was a Regional Business Manager for MCI and worked as a Business Development Manager for Lockheed Martin Missiles and Space Systems. In her spare time, Cathy enjoys golf, the gym and keeping up with her three children. Cathy attended California Polytechnic University, San Luis Obispo and earned a degree in Business Administration/Marketing. Cathy also attended the University of Santa Clara where she earned her Master's degree.
Jeffrey Rosenzweig, VP of Operations
Jeffrey has over 15 years of experience in the e-commerce space. Since 2000 Jeffrey has spent extensive time on both the billing side as well as running large sales programs. His understanding of what it takes it to run a successful online business is invaluable in helping SegPay create products and services clients need to drive revenue. Prior to entering the internet world Jeffrey was a middle school algebra teacher. He earned his Bachelor's degree from the University of Maryland and his Master's degree from Nova Southeastern University. When not at work you can probably find Jeffrey playing League of Legends where he can't seem to climb elo.
Chris Clarke, Director of Risk and Compliance
Chris has worked in e-commerce risk and compliance since 2000. Prior to joining Segpay in 2011, he worked for two large merchant networks managing fraud, compliance, billing and optimization. He has a solid background in development and programming which allows him to quickly build new systems to identify risks and implement controls to minimize losses while maximizing revenue. On the compliance side of things, Chris has been emotionally scarred by some of the websites he has had to review over the years, so please be gentle with him.
Paul Osterhout, Dir of Application Development
Paul has been with SegPay for 4 years, starting as a Senior Web Developer before becoming the Director of Application Development. Paul has been in South Florida for 20 years which includes a 13-year stint doing disputes MIS web reporting for American Express and a 1 year stint at JM Family as a web developer in their Southeast Toyota distributor group. In his spare time, Paul enjoys fine wines, food trucks and participates in a 9-ball league.
Kenny Nash, Enterprise Operations Director
Ken Nash has been in the Online billing industry since it's inception. Co-founder of NetLeader, the group that created iBill in the 90's, he's been involved in every IT aspect of the IPSP business. His experience with system administration stretches back well into the 80's running multi-line bulletin board systems prior to the Internet. This, combined with his support background and programming skills allows him to keep SegPay's systems running smooth and fast 24/7, 365 days a year. Other duties include Segpay's PCI Compliance and Security Administration.